Federal Statutes Protecting Consumers

The Federal Reserve is in charge of implementing numerous federal laws which are intended to protect consumers in credit and other financial matters. It is important to know your rights under the law.

A well-educated consumer is the best protection available.

Truth in Lending Act

One of the most important points of this Act concerns the specific information which must be disclosed to a borrower before finalizing any credit or loan agreement.

Fair Credit Reporting Act

Ensures the fairness, accuracy, and privacy of information gathered on individuals by consumer reporting agencies, such as credit bureaus.

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